Klarna with Base44 payments powered by Wix is available in the United States, selected EU countries, Switzerland, and the United Kingdom.
To accept Klarna payments through Base44 Payments, your business must comply with the prohibited products and services. In addition to these requirements, Klarna has a further set of criteria that need to be met.
Klarna's terms of use
Klarna sets out clear guidelines about selling with their payment method. Considerations which are addressed include:
Payment options
Klarna branding
Disputed payments
Refunds
Prohibited businesses
And more
By using Klarna, you agree to Klarna's terms of use. We therefore recommend you take the time to familiarize yourself with Klarna's user guide before connecting Klarna payments on your Wix site. Please note that these terms may be amended from time to time.
Prohibited items
Klarna regulates the sale of products and services sold via their payment method. Examples of organizations which cannot process payments through Klarna include:
Charities
Political organizations, parties or initiatives
To view a more comprehensive breakdown of Klarna's policies, see their user guide.
Shipping policy
Klarna have created a merchant protection program to protect merchants against customer complaints by offering clear shipping and fulfillment guidelines. Following these best practices can also help to protect your business from possible refunds and chargebacks.
Marketing guidelines
All goods sold via Klarna should be marketed using fair and honest practices. In addition, Klarna has established clear brand guidelines about how to market their service while selling your goods.
We recommend reviewing Klarna's brand guidelines before applying to sell your goods via this payment method. Bear in mind that Klarna may occasionally update this guide.
FAQs
Click a question below to learn more about using Klarna with Base44 Payments.
What are the services fees for Klarna with Wix Payments?
The services fees for Klarna are as follows:
Processing fees:
United States: 6% of the transaction amount + 0.30 USD
EU Countries:
Austria, Belgium, Finland, Germany, Netherlands: 2.99% of the transaction amount + 0.35 EUR
Italy, Portugal, Spain: 4.99% of the transaction amount + 0.35 EUR
Switzerland: 2.99% of the transaction amount + 0.35 CHF
United Kingdom: 4.99% of the transaction amount + 0.35 GBP
Refunded payments fees: For refunded payments, standard Wix Payments processing fees apply.
Chargeback fees: If you receive a chargeback in your Wix Payments account, you may incur a chargeback fee of 15 USD/EUR/GBP/CHF. Exceptions may apply.
What currencies can my customers use for Klarna payments?
Klarna for Base44 Payments supports payments in USD, EUR, CHF and GBP.
This article is credited to the Wix team - https://support.wix.com/ and we thank them for that!