To accept payments through Base44 Payments, your business must comply with the prohibited products and services. In addition to these requirements, Affirm has a further set of criteria that need to be met in order to sell using Affirm.
Before connecting Affirm payments to your app, we recommend you familiarize yourself with the following set of guidelines to help your business comply with Affirm's terms of use.
Affirm's terms of use
Affirm sets out clear guidelines about selling with their payment method. Considerations which are addressed include:
Use restrictions
Guidelines on intellectual property and messaging
Prohibited goods and services
Processing refunds
Dispute resolution
And more
By using Affirm, you agree to Affirm's terms of use. We therefore recommend you take the time to familiarize yourself with Affirm's terms of use before connecting Affirm payments to your app. Please note that these terms may be amended from time to time.
Prohibited goods and services
Affirm regulates the sale of products and services sold via their payment method. Examples of items which cannot sell through Affirm include:
Business to business services
Home improvement services, including contractors and special trade contractors
Titled goods and auto loans, including entire cars, boats, and other motor vehicles (parts and services allowed)
Professional services (including legal, consulting, and accounting)
NFTs
To see a complete breakdown of items prohibited and restricted by Affirm, see their terms of use
Marketing guidelines
Affirm requires that all goods sold via their service are marketed using fair and honest practices. Financing terms need to be transparent, and customers cannot be discriminated against due to personal circumstances such as age, location, gender...etc. In addition, customers should be able to opt out of receiving marketing material, if they wish.
We recommend reviewing Affirm's marketing compliance guide before applying to sell your goods via this payment method.
Language requirements for your site
When applying to sell using Affirm, be aware that Affirm needs to review your app in English. Therefore, if your app exists in a language other than English, we recommend you create a version of your app that can be reviewed in English.
FAQs
Click a question below to learn more about using Affirm with Base44 Payments.
What are the services fees for Affirm with Base44 Payments?
The services fees for Affirm are as follows:
Processing fees: 6% of the transaction amount + 0.30 USD
Refunded payments fees: For refunded payments, standard Base44 Payments processing fees apply.
Chargeback fees: If you receive a chargeback in your Base44 Payments account, you may incur a chargeback fee of 15 USD. Exceptions may apply.
What currencies can my customers use for Affirm payments?
Affirm with Base44 Payments supports payments in USD only. The currency used in your Wix account must match the currency in your Base44 Payments account. If the currencies do not match, the transactions may be declined.
This article is credited to the Wix team - https://support.wix.com/ and we thank them for that!